VetCalc was created by an active-duty service member who understands military pay and benefits firsthand. The site is built to help service members, veterans, and military families navigate their benefits without dealing with confusing government PDFs or unreliable third-party sites.

Is VetCalc affiliated with the VA or DoD?

No. VetCalc is not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency. We are an independent resource. All calculators provide estimates only - official determinations are made solely by the VA or DFAS.

Where does VetCalc get its data?

All VetCalc calculations use official published rates from DFAS (Defense Finance and Accounting Service), VA.gov, and the DoD Travel Management Office. We link to our data sources on every calculator page so you can verify the numbers yourself.

Is VetCalc really free?

Yes, VetCalc is 100% free with no strings attached. We have no ads, no email capture requirements, no paywalls, and we do not sell leads to VA law firms or disability claims companies. The site was built to help, not to profit from veterans.

About VetCalc

VetCalc was built to provide free, accurate calculators for the military community. Whether you are active duty figuring out your pay, a veteran navigating the VA disability system, or a military family planning your finances, these tools are built for you.

Why VetCalc Exists

Military pay tables are buried in PDFs. VA Math is confusing. BAH rates vary by ZIP code. We built VetCalc because service members, veterans, and military families deserve simple tools that do the math for them — no more scrolling through government pay tables or guessing at combined ratings.

What We Offer

Military Pay Calculator — Calculate your total monthly compensation including Base Pay, BAH for 338 locations, and BAS with 2026 rates.
Military Pay After Taxes Calculator — See your net take-home pay with federal/state tax withholding, FICA, TSP, and SGLI deductions.
VA Disability Rating Calculator — Combine multiple ratings using the official VA formula (38 CFR § 4.25), see step-by-step breakdowns, and estimate your monthly compensation.
Military Retirement Calculator — Compare all four retirement plans (Final Pay, High-36, REDUX/CSB, and BRS) with 30-year projections and TSP growth charts.
VA Disability + Retirement Calculator — Calculate combined military retirement and VA disability income with concurrent receipt (CRDP) rules.
GI Bill Benefits Calculator — Estimate Post-9/11 or Montgomery GI Bill tuition, housing allowance (MHA) by zip code, and books stipend.

Our Principles

Accuracy — We use official formulas and published VA/DoD rate tables.
Transparency — Every calculation shows its work step by step.
Privacy — No accounts, no tracking, no data collection. Everything runs in your browser.
Accessibility — Designed to work for everyone, on any device.

Why Trust VetCalc?

VetCalc was created by an active-duty service member who understands military pay and benefits firsthand. Here's what sets us apart:

Official Data Sources — All calculations use published rates from DFAS, VA.gov, and DoD Travel. We link to our sources on every calculator page.
Regular Updates — We update rates within days of official announcements. 2026 pay tables and VA disability rates are already live.
100% Free, No Strings — No ads, no email capture, no selling leads to VA law firms. We built this to help, not to profit from veterans.
Transparent Calculations — We show our work. VA Math breakdowns display every step. Pay calculations show each component. You can verify our numbers yourself.
No Affiliations — VetCalc is not affiliated with the VA, DoD, or any law firm. We're an independent resource with no financial incentive to steer you in any direction.
Open Methodology — Our formulas follow the exact rules published in 38 CFR § 4.25 (VA combined ratings) and DFAS pay computation guidelines.

Important Disclaimer

VetCalc is not affiliated with the U.S. Department of Veterans Affairs, the Department of Defense, or any government agency. The calculators on this site provide estimates only. Official ratings, compensation amounts, and benefit determinations are made solely by the VA. Always consult with a VA representative or accredited claims agent for official guidance.